Uninsured Motorists

Uninsured MotoristsGeorgia law requires that all drivers maintain a minimum liability car insurance policy. Unfortunately, many still do not have insurance or have allowed their policies to lapse. Other drivers have limited policies that provide inadequate coverage in the case of catastrophic damage or injuries. If you get into an accident as a result of the negligence of one of these drivers, it can be extremely difficult to recover compensation for all of your losses.

It is important to have a lawyer on your side who is prepared to give your case the attention it deserves. Uninsured motorist attorney Warren Sams of The Sams Law Firm offers extensive knowledge of Georgia uninsured/underinsured motorist (UM/UIM) law. With more than 20 years of experience, he has helped people across Atlanta and the surrounding areas in all types of auto insurance claims. Our law firm is prepared to help you overcome the financial hardship, anxiety and confusion created by these types of accidents.

Uninsured/Underinsured Motorist Insurance

The best way to protect yourself from the costs of a collision with an uninsured or underinsured motorist is to make sure you have adequate coverage yourself:

  • Make sure your car insurance policy covers UM/UIM collisions.
  • When possible, elect the maximum coverage allowed under such policies.
  • Select "excess" limits rather than "reduction" limits.

Georgia law often allows policies to be "stacked," meaning that you may be able to receive coverage for each car under your insurance policy. Stacking policies is possible only if you select excess limits. At our law firm, we understand how to help our clients get the most from their insurance policies.

When Your Insurance Company Turns On You

Even if you have adequate uninsured motorist coverage, your insurance company may be looking for ways to pay you less than what you are owed after an accident. This is when you need an experienced uninsured motorist lawyer who will not be bullied by the insurance companies and will fight hard to get you the full compensation you deserve.

Attorney Warren Sams knows how to anticipate and deflect these insurance companies' attempts to minimize liability, and he can help you get the compensation you deserve to cover medical bills, lost wages, repairs and other expenses. Our track record of success in all types of injury cases is a testament to our determination and skill.

Call Today For A Free Initial Consultation

Call 404-857-3879, toll free at 800-620-8502, or complete our contact form to schedule your free initial consultation.